Fics like You're Broke? They Break Bones and Break Bank.
You're kinda fucked financially since you lost the job that barely kept you afloat, put food on your table, and barely paid your bills. So you go job hunting a couple days after losing your job and filling out resumes, and dropping them off at every working establishment from retail to actual jobs in your field. After you finish, you decide to go out for coffee as a reward, and you're chilling at the cafe, relaxing and letting yourself go for awhile as you people watch. Then you leave, making a fatal mistake that goes unnoticed by you. Until you get home. And you realize you forgot your fucking wallet. With all your cards, and your cash, and your I.D. Goddamnit.
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